Customized services for all your needs

Tailored mortgage solutions to guide you through every step of your journey — whether it's a first purchase, refinancing, or an investment project.

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OUR MORTGAGE SERVICES

We offer a comprehensive range of mortgage services to guide you through each step of your mortgage journey.

Buy your first property

We guide you through the process of buying your first property, helping you understand the available options and getting the best rate.

  • Pre-approval
  • Advice on programs
  • Customized guidance

Mortgage Refinancing

Optimize your current mortgage to free up funds, reduce monthly payments or finance important renovations.

  • Access to net value of your property
  • Consolidation of high-interest debt
  • Financing of important projects

Mortgage Renewal

Get the best conditions when renewing your mortgage, without stress or administrative hassles.

  • Negotiation of best rates
  • Review of your financial situation
  • Comparison of market offers

Real Estate Investment

Finance your real estate investment projects with tailored solutions to your long-term growth goals.

  • Location-based real estate financing
  • Portfolio growth strategies
  • Rentability analysis

Consolidation of Debt

Consolidate your debt at high-interest rates into a single mortgage at favorable rates to save your money.

  • Monthly payment reduction
  • Simplification of your finances
  • Substantial interest savings

Mortgage Insurance

Protect your investment and family with customized insurance solutions tailored to your mortgage.

  • Mortgage life insurance
  • Protection in case of injury
  • Protection in case of serious illness

WHY CHOOSE A MORTGAGE BROKER?

Discover the benefits of working with a mortgage broker for your next real estate mortgage.

1

Access to multiple brokers

Unlike banks that only offer their own products, we have access to over 25 financial institutions to offer you the best options.

2

Negotiation of best rates

We negotiate with your name to get the best rates and favorable terms that you wouldn't get alone.

3

Free and without obligation

Our services are generally free for you, as we are paid by mortgage lenders when a mortgage is finalized.

4

Expertise and personalized advice

Get expert advice tailored to your unique situation and an ongoing support throughout the process.

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PROCESS

A simple and effective process to guide you through each step of your mortgage loan.

1

Initial consultation

We discuss your needs, goals, and financial situation to understand your project.

Duration: 30-60 minutes
  • Assessment of your needs
  • Analysis of your credit capacity
  • Presentation of available options
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2

Collect Documents

We gather the necessary documents to prepare your mortgage application.

Customized list based on your situation
  • Identity documents and personal documents
  • Proof of income and employment
  • Information on your assets and liabilities
3

Negotiation and Search

We search for the best offers from our financial partners and negotiations with your name.

Access to more than 25 financial institutions
  • Comparison of available offers
  • Negotiation of rates and conditions
  • Presentation of best options
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4

Approval and Finalization

We assist you until the final approval and signature of documents at the notary.

Support continues until finalization
  • Obtaining final approval
  • Coordination with the notary
  • Final documents signature

Ready to start your mortgage journey with us?

Start the process

TESTIMONIALS

Discover what our clients say about their experience with Melkior Clergé

Renaud Savoie

Je recommande! Melkior nous a accompagné de A à Z avec de précieux conseils et a eu à coeur notre meilleur intérêt. Merci encore Sam et Juliane

Juliane Simon

Excellent service du début à la fin! Professionnel, disponible, toujours à l’écoute, Melkior a su nous guider à chaque étape du processus avec clarté et efficacité. Je le recommande sans hésitation!

Joseph Maious

Service impeccable de la part de mon courtier hypothécaire monsieur Melkior, Notre dossier n'était pas simple, mais son expertise et sa persévérance nous ont permis de concrétiser notre projet. Achat de notre première maison, efficace et proactif, il a su trouver des solutions là où d'autres ont échoué. Merci encore pour tout ! »

Sandra Brisebois

Rapidité, efficacité, sont les 2 qualités qui décrivent le mieux Melkior. Le traitement de mon dossier a été plus que parfait. Je le recommande sans hésiter.

Ben Solomon

Melkior was a great help in getting me setup for purchasing my new condo.

Nas B

Attentif, et professionnel !

Nathalie Remillard

Wow !!! Merci pour tout ! Service très courtois,tres a l écoute de nos besoins Rapide et professionnel.

Isabelle Ledoux

Le meilleur courtier hypothécaire!!! Il sait comment faire un kilomètre de plus pour ses clients!

Elise Paré

J'ai eu recours aux services de Melkior à deux reprises au cours de la dernière année. J'ai toujours reçu un excellent service, non seulement il est professionnel mais mes besoins étaient au coeur de ses démarches. Il a pris le temps nécéssaire pour répondre à mes questions et me fournir les explications nécessaire afin que je puisse prendre les meilleures décisions. Je le recommande fortement. Merci

Camille Yomi

Très bon service. Un accompagnement adapté et professionnel tout au long du processus d'achat de notre maison. Nous recommandons Melkior sans hésiter.

Charles Savard

Melkior a été une d'une aide précieuse afin de nous aider à magasiner notre hypothèque et à naviguer les méandres du financement d'une maison. Il était disponible en tous temps et nos questions trouvaient réponse rapidement. Enfin, il a su désamorcer les situations que nous trouvions stressantes. Une vraie perle!

AV

Amazing customer service. Motivated and hard working.

Marie Samuel Levasseur

Melkior Clergé nous a accompagné dans notre premier achat avec professionnalisme et gentillesse. Son expertise a fait une grande différence pour nous. Il sait vulgariser et il est prompt dans ses réponses. Non seulement nous recommandons Melkior sans hésiter, mais nous ferons appel à lui pour nos futurs achats. Un grand merci Melkior !

Schedule an Appointment

Book a personalized consultation to discuss your mortgage needs and get tailored advice.

  • Personalized Consultation
  • Analysis of your situation
  • Expert Advice
SCHEDULE APPOINTMENT

Online Request

Complete our online form to start your mortgage application and speed up the approval process.

  • Simplified Process
  • Quick Response
  • Personalized Follow-up
MAKE A REQUEST